The pandemic is still going on, despite most states being in some phase of their reopening plan, and people are doing more things virtually than ever before. nbsp;For example, some employers are saying theyll keep their employees working remotely for the foreseeable future.A Changing Real Estate Market?Inevitably, these changes have impacted the real estate market. The market h...
Full Story >Focus on Building Community. Get HOA members to become participants rather than observers. Offer opportunities to do that on committees and social events.Understand Your Audience. How old are they? What is their financial status? How do they like to spend their time? Find out by getting feedback from your readers with a questionnaire.Inspire Your Readers. Make sure events, acti...
Full Story >The CARES Act also established a federal eviction moratorium, but now thats come to an end, for the time being, leaving around 40 of renters in America at risk of losing their homes.Eviction notices can now legally go forward, but as a landlord, you probably realize the situation isnt cut and dry.What can you do as a landlord to help your renters, even if youre worried about ho...
Full Story >Fortunately, most unemployed are covered by unemployment insurance. While the unemployment insurance is certainly a welcome amount, its typically much less than regular pay. Still however, its there. That said, for those thinking of buying a home while being recently laid off, what to do with that unemployment income? Can it help someone qualify? Can a lender use that income to...
Full Story >Everybody I know rich and not so rich are climbing over each other at home. They need space to decompress, the homeowner says. Everyone I talk to says, I need a studio right now.The homeowner, who lives in a semi-detached home, says he and his wife began thinking about studios when their son took up drumming. They wanted to respect their neighbours, so their thoughts turned to ...
Full Story >According to Mark Hanf, president of Pacific Private Money, Section 4021 of the CARES Act contained a regulation that loan servicers shall report the credit obligation or account for those participating in forbearance as current.nbsp; In other words, those participating in a forbearance program should not see their credit scores drop. However, there is a loophole that allows le...
Full Story >Installed-in typeAn installed pet door is usually installed in a wall in a homes exterior door leading to where your pet needs to go. The door allows your pet to get in and out of your house. It can either be a flap, frame or a tunnel if the wall is very deep. The flapped pet door comprises either an aluminum or plastic frame with one, two or even three flaps that your pet can ...
Full Story >But, it can be extremely expensive. According to HomeAdvisor, The averagenbsp;bathroom remodel costs 10,528. Most homeowners spend between 6,016 and 15,044. On a large or master bath, you could spendnbsp;25,000nbsp;or more.But you can do it on a budget. Heres how.Watch your footprintYou may be envisioning a large, lavish bathroom, but do you have as large, lavish budget? You ca...
Full Story >Financial statements can be prepared according to three methods: Cash, Accrual, or Modified Cash. You must know and understand which method is being used in order to understand the financial statement. Which method is used has a huge impact on the numbers that appear in the financial report. The methods differ as follows:CashCash method accounting is like a personal checkbook w...
Full Story >Sometimes, people are awesome.nbsp;If youre one of those people that are looking to move in order to create a welcoming home environment for your dog, or a dog you plan to bring in, here are a few things to look for.A workable floorplanDo you have an older dog? Getting up and down the stairs might not be so easy. Perhaps a ranch->A safe yardWhen youre looking at houses, youre g...
Full Story >Lenders establish a required loan to value or LTV for each loan program, even loans that do not require a down payment. The property is the lenders collateral in the transaction and an independent appraisal will help support the value of the subject property. Private mortgage insurance, or PMI, can be waived if the loan amount reaches a certain LTV. For instance, a conventional...
Full Story >Freddie Macs results of its Primary Mortgage Market Survey shows that "Rates continue to remain near historic lows, driving purchase demand over 20 percent above a year ago. Real estate is one of the bright spots in the economy, with strong demand and modest slowdown in home prices heading into the late summer. Home sales should remain strong the next few months into the early ...
Full Story >The less you have, the more expensive ignorance, financial mistakes, and poor choices become. Higher fees, higher interest rates, overlooked discounts, and missed supportive measures reduce what you get for your money and the amount of your income that you keep.Your bank balance and credit card debt may be whats on your mind, but the financial world wants the convenience of one...
Full Story >A bougienbsp;4.9 million listingnbsp;tucked behind San Franciscos Buena Vista Park has a lot to offer, but the "impressive Zoom Room" gets a higher billing than the wine cellar and hot tub in the realtors blurb, said SFGate. Anothernbsp;recent listing in Oaklandnbsp;suggests that a third unfinished bedroom would be "perfect for a private home office, zoom room or au-pair suite....
Full Story >Homeownership is great in a lot of waysyou get your own space that you can customize as you please, you can have as many people over as you want, you can have pets without paying extra fees, you get space to fit more belongings, etc. But homeownership can also be a big burdenyou are responsible for any and all necessary repairs, you have to buy tools and equipment to help with ...
Full Story >But theres one more importantand brand-newreason to move to Barbados: You can now get a 12-month visa to work in a place thats just SLIGHTLY more inviting than your hastily-thrown-together home office.nbsp;Yes, now you can trade cramped city apartments for the islands white sandy beaches, blue sea and year-round sunshine, as NBC News puts it. Let us explain.But even as the pand...
Full Story >Answer: Homeowner associations are not required to provide handicap access, however, they must make "reasonable accommodations" for those residents that require such. That means if a resident requires a ramp to a unit entry, the board should approve the installation with the resident paying for it. The board can require reasonable aesthetic considerations be included with such ...
Full Story >Closet conversionHave a closet thats filled with off-season clothes, giveaway stuff, and ra>In a closet office, well, theres not a plethora of space even for your must-have items, said FlexJobs.nbsp;Youll have to be creative about storage. Running shelves up the back of the closet is an easy and obvious solution. While youre at it, though, consider adding a rail for hooks so yo...
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