Real estate agents are vital to the sale process. Depending on the circumstances, they can get an average 30 higher sale price than trying to sell your home yourself. Obviously, this makes their help worth it, but if you could pay less for the same service that would be ideal. After all, 6 on a 300,000 home is 18,000 mdash; no small chunk of changeThe good news is that itrsquo;...
Full Story >Many times, this additional cash comes from the sale of a previous residence but of course it doesnrsquo;t have to. While conventional loans do have low down payment options, with a down payment of less than 20 percent of the sales price, private mortgage insurance will be required. Making a down payment of 20 percent or more eliminates the need for PMI. A larger down payment o...
Full Story >Naught the Pedestal SinkYou should replace the normal and boring sink with a modern-looking one. Likewise, installing some vanity gears would greatly improve the room. Vanities can be easily installed, most include sinks, countertops, and hardware. You may opt to choose natural wood for it to look timeless. Clean lines and cool color, like light gray cabinets and marble counter...
Full Story >Here are a few good renovations to make this fall. Come spring, yoursquo;ll be glad you accomplished something with the last warm days of the year.Get Last Minute Repairs Done to Winter Proof Your HomeWinter can take a heavy toll on a house. Snow and ice block things up. Poor insulations makes your furnace work doubly hard, and the sheer cold can inflict damage on certain surfa...
Full Story >Itrsquo;s possible but in all my years in the industry Irsquo;ve never seen a perfect score. Credit scores, commonly referred to as FICO scores, the acronym for the Fair Isaac Corporation which developed the algorithm, are three digit numbers ranging from 300 to 850. Most conventional loan programs today will approve an application with a credit score around 680 but some progra...
Full Story >Plumbing affects several areas in your home from the bathroom to the kitchen. Plumbing problems can arise suddenly, without warning. While some minor issues are easily fixed, some difficulties can quickly escalate into a major crisis that causes damage to your home. If this isnt taken care of immediately, you can suffer thousands of dollars in loss, with lasting consequences.H...
Full Story >Autumn traditionally sees a drop the number of homes available for purchase.Less inventory means fewer properties to compete against and more chances for your home to catch a buyerrsquo;s eye. Of course, in even the tightest sellerrsquo;s market itrsquo;s important for sellers to price their home correctly. A home thatrsquo;s overpriced rather than listed at true market value c...
Full Story >So how will this affect home buyers and sellers? First, it should be noted that those homes that do receive the exemption still have to be evaluated ldquo;to provide an estimate of the market value of real estate collateral,rdquo; said Housingwire. ldquo;The agencies state that the evaluation must be lsquo;consistent with safe and sound banking practices.rsquo; To that point, t...
Full Story >The pull is stronger among some demographic groups than others, with millennials largely driving the trend. Chief Learning Officer stated that, ldquo;By and large, baby boomers sought workplaces that offered stability and high pay. Millennials, however, have different priorities. Millennials have high expectations for the actions of business when it comes to social purpose and ...
Full Story >In the interest of protecting the typical consumer, we put together a brief post about the basics of mortgage fraud. If you are buying or selling property, be sure to educate and defend yourself starting with this basic knowledge.What Is Mortgage Fraud?Fraud is deliberate misrepresentation and deception using false facts, information, and figures. Mortgage fraud, then, is decep...
Full Story >Yoursquo;ve probably heard this one before: ldquo;There are three types of lies ndash; lies, damn lies and statistics.rdquo; ndash; attributed to Benjamin Disraeli. Or how about this one: ldquo;Facts are stubborn things, but statistics are pliable.rdquo; ndash; Mark Twain.You would think that compiling housing data would be a fairly straightforward process, but in Canada itrsqu...
Full Story >Their reviewsWe live in an era where you can find as much information as you want about just about anyone, with just a few clicks. Itrsquo;s imperative these days to read reviews, whether yoursquo;re looking for a good air conditioning technician or someone to help you buy or sell what is likely your largest asset. But donrsquo;t just depend on the reviews on the realtorrsquo;s...
Full Story >The results are conclusive: social media is a great tool for real estate agents. However, first agents must understand the ways in which this medium should be harnessed for this particular industry. Herersquo;s all you need to know:Utilize social media demographicsPlatforms such as Facebook have detailed targeting tools which can really help you hit that required demographic, s...
Full Story >Selling your home can be a thrilling and very lucrative experience. But for the first-time home seller, it can also be nerve-wracking and deflating.nbsp;Thatrsquo;s because selling the largest investment of your life can be counterintuitively expensive. Getting your home ready to be scrutinized by strangers takes a lot of cash and elbow grease.As the saying goes, it takes money...
Full Story >Moving to a retirement residence could be the answer to senior housing thata yoursquo;re looking for. Older seniors who are considering the next stage of their retirement have a lot of reasons to downsize into a retirement residence. Today, housing options like these offer benefits such as:gt;gt; Active living amp; social life>gt;gt; More convenience and greater affordabilitygt...
Full Story >If you are interested to know about how you can get rid of ants naturally, then you are at the right place. Ants can be found anywhere and everywhere. You can see a trail of ant army in your kitchen. To successfully get rid of these ants, you need to try some of the best and most effective methods.Tips to Get Rid of House Ants:Homemade Ant BaitBorax can be an excellent compound...
Full Story >But that doesnrsquo;t mean you canrsquo;t offload your home now, or that you wonrsquo;t get a good price if you do. If you have to list now and you want to get your home in the best position to sell quickly and for a good number, heed these tips.nbsp;Make sure your home is market readyBuyers at this time of year tend to be serious. They may not be any more excited about buying ...
Full Story >Costs to Include When Planning Out Your Downsizing BudgetRemodeling ExpensesWhen looking for a new home, yoursquo;re not likely to find one with all of the aging-in-place features to make your golden years safe and comfortable. So factor the costs of making those home changes on your own into your budget. You can use online tools to quickly find out how much home projects cost ...
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